President Donald Trump has signed an order to dissolve the US Department of Education, cutting away decades of federal oversight in one of the nation’s most radical education reforms. With the stroke of his pen, Trump’s executive order has also robbed the department of its authority over student loan management and disability services, transferring these pivotal functions to other agencies. The administration champions this as a victory against federal overreach, promising a leaner, more efficient system with greater state control.
However, critics warn that this sweeping dismantling could open Pandora’s box, unleashing a storm of unintended consequences—from mismanaged student loans to fragile safeguards for students with disabilities. This transition could leave students caught between a rock and a hard place, navigating a fractured system with no clear path ahead. As the dust settles, the question remains: Is this a long-overdue restructuring that cuts through red tape, or a reckless gamble that may throw the nation’s education system into disarray?

Student loans under the Small Business Administration

Trump announced that federal student loan responsibilities will be shifted to the Small Business Administration (SBA). His administration contends that the SBA will manage loans more efficiently, unshackling the Department of Education from a role it has struggled with for years. However, with the SBA simultaneously cutting 43% of its workforce, concerns over the agency’s ability to handle the Education Department’s massive $1.6 trillion loan portfolio without disruptions have intensified. Borrowers fear inconsistent servicing, potential errors, and a lack of accountability, which could lead to financial hardships for millions of students.

Disability services under HHS: A new era or a step backward?

Trump’s plan also includes moving programs for students with disabilities to the Department of Health and Human Services (HHS). Proponents argue that HHS, with its expertise in public health and welfare, is better equipped to oversee services for students with disabilities. However, advocacy groups worry that shifting these programs out of the education system may lead to the reclassification of learning disabilities as medical conditions, potentially subjecting students to insurance-driven policies rather than educational interventions. Parents fear that this shift could undermine Individualized Education Programs (IEPs) and create barriers to accessing specialized learning support.

A conservative vision: How It could benefit students

Supporters of Trump’s plan argue that eliminating the Department of Education marks a return to the founding principles of American education—one that prioritizes state authority and parental control. They claim that years of federal oversight have led to bloated bureaucracy, inefficiencies, and top-down mandates that do not reflect the unique needs of individual states.
Decentralization and state empowerment
Trump’s supporters argue that shifting education oversight to state governments will create a more localized approach, enabling states to implement policies that best fit their students’ needs. By cutting federal bureaucracy, advocates believe states can provide more customized education programs, allocate funds more efficiently, and increase parental control over their children’s education.
Streamlining student loan management
The transfer of student loan responsibilities to the SBA is framed as a step toward efficiency. Proponents claim the Education Department has struggled with loan servicing, and that the SBA—despite its staffing cuts—could provide better oversight and customer service. By reframing loan management, some argue that the government can reduce inefficiencies and improve the borrower experience.
Potential for regulatory rollbacks
Conservatives contend that excessive federal regulations have stifled innovation in education. By dismantling the Education Department, they hope to reduce red tape, encourage competition among schools, and foster alternative education models like charter schools and homeschooling. A leaner system, they say, will create fertile ground for flexibility and innovation.

A dangerous gamble: The risks of restructuring

While proponents hail Trump’s plan as a bold step toward efficiency and local control, critics argue that dismantling the Education Department is fraught with risks that could upend the stability of American education. The sudden transfer of key responsibilities to agencies ill-prepared for such a massive undertaking raises concerns about potential mismanagement, lack of oversight, and widened educational disparities. What some see as an overdue decentralization, others fear could leave students, particularly those from vulnerable communities, in the lurch.
Uncertainty in student loan oversight
Critics warn that handing over student loans to the SBA could result in administrative chaos. With the agency already announcing major staff reductions, concerns are mounting over whether it has the capacity to manage a $1.6 trillion loan portfolio. Borrowers may face inconsistent loan servicing, leading to repayment struggles and financial instability for millions of students.
Weakening protections for students with disabilities
The transfer of disability services to HHS raises concerns about the reclassification of learning disabilities. Some fear that treating educational challenges as medical conditions could subject students to insurance-based policies, potentially limiting access to crucial educational interventions. Parents worry that Individualized Education Programs (IEPs) could be compromised, reducing specialized support for students in need.
Risk of widening educational disparities
Opponents argue that eliminating federal oversight could deepen existing inequalities in education. Without federal mandates ensuring equal access to quality education, students from low-income, marginalized communities may face reduced funding, scarce resources, and weaker enforcement of civil rights protections. The move could further entrench disparities between well-funded and underfunded school districts.
Legal and political hurdles
The restructuring faces significant legal challenges, as federal laws such as the Higher Education Act and the Individuals with Disabilities Education Act place specific responsibilities under the Department of Education. The battle over Trump’s executive order is likely to escalate into a prolonged fight in Congress and the courts, leaving the future of federal education policy hanging in the balance.

The future of American Education: A turning point

As the debate intensifies, the central question remains: Will dismantling the Education Department spur innovation and efficiency, or will it lead to confusion and inequality? The outcome of this battle will have far-reaching implications for students, educators, and the education system as a whole, shaping the future of learning in America for generations to come.
For decades, conservatives have advocated for dismantling the Education Department, viewing it as an unnecessary bureaucracy that stifles local control over education. Trump’s initiative has been embraced by Republican governors and school choice activists who believe decentralization will empower parents and state governments. However, opponents warn that the move could exacerbate educational disparities, weaken federal oversight, and disproportionately harm students in underfunded school districts. With student performance remaining stagnant despite trillions in federal spending, the question remains: Will this overhaul ignite innovation, or will it create a fragmented and inequitable system?